Sign up is simple.  All we need to begin the dispute process is your signed contract, completed questionnaire and $150 deposit. The contract and questionnaire can be emailed, faxed or mailed to us. 

Accepted methods of payment are: major credit cards via Paypal, money order, or cashiers check.  Sorry we no longer accept personal checks.   

Upon receipt of your signed contract, credit repair questionnaire and deposit payment, and after waiting the required 3 day right of rescission period, Second Chance Credit Repair, Inc will begin the dispute process.

When the investigation is complete, Second Chance Credit Repair, Inc will be notified via email, or you will receive an updated copy of your report through the mail. In some cases it will be necessary for you to call one or more of the credit bureaus to obtain a copy of your report.  If you have recently added a fraud alert to your reports, the credit bureaus will not allow initial access on the internet.  You must have an ordered copy sent to you via USPS.  

When you receive these reports, forward them on to Second Chance Credit Repair, Inc for review. If necessary, we will re-dispute items that have not updated correctly and continue the process until all disputable items are rectified. See the FAQ page for more information on dispute timelines.

Our fee is $300. No more ever. $150 is due with your contract and questionnaire, $150 due after 45 days.

That’s the same time frame the credit bureaus have to complete their investigation. You will see what the repair process has done for your credit even before you’re finished paying for it!

The process is as simple as clicking on the links below.

1.     Print and fill out the required documents.

2.     Attach your money order, or cashiers check made payable to Second Chance Credit Repair, Inc. for the $150 deposit. Or click below to purchase via Paypal.  You can use your debit card or major credit card with Paypal. 

3.     Mail, email or fax everything off to us. We do the rest.

If for some reason you can not open the links, send us an email and we will email, mail or fax you the documents.

• Credit Repair Contract & Notice of Rescission
• Credit Repair Questionnaire

45 days will come and go, wouldn't you rather have a more secure financial future when it arrives?

You've got nothing to lose but a low credit score.